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आज का स्मार्ट निवेश, कल के सुरक्षित भविष्य के लिए.

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एलआईसी के न्यू पेंशन प्लस के साथ अपनी पेंशन का प्लान बनाइए

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Eligibility Conditions :
(i) Minimum Entry Age-25 years (Last Birthday)
(ii) Maximum Entry Age – 75 years (Last Birthday)
(iii) Minimum Vestige Age – 35 years (Last Birthday)
(iv) Maximum Vestige Age – 85 years (Last Birthday)
(v) Minimum Premium

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Mode/Premium Payment Frequency Single Premium (Rs.) Regular Premium (Rs.)
Yearly 1,00,000 30,000
Half Yearly 16,000
Quarterly 9,000
Monthly (NACH) 3,000

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(vi) Minimum/Maximum Basic Sum Assured: Not Applicable (Without Life Cover)
(vii) Maximum Premium: No Limit
(viii) Policy Deferment Period:

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Premium Payment Term
Minimum (Years)
Maximum (Years)
Single/Regular Premium
 10 42

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(ix) Premium payment mode: Single, Yearly, Half-Yearly, Quarterly and NACH-Monthly
(x) Partial withdrawal available after 5 years
(xi) Premium Paying Term- Equal to Deferment Period

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Benefits to Policyholders
(A) Risk Cover:
  • On death of the Life Assured before the date of Vesting:
  • Higher of the Unit Fund Value
  • Utilization of the proceeds of the policy on death of the Life Assured:
  • Withdraw the entire proceeds of the policy & Settlement option shall also be available
OR
Utilize the entire proceeds or part thereof for purchasing immediate or deferred annuity at the then prevailing annuity rates from the Corporation.
(B) Benefits payable on Vesting (i.e. at the end of Policy Term):
  • On Survival of the Life Assured till the date of Vesting: An amount equal to Unit Fund Value shall be payable.
  • Annuitisation of the proceeds of the Policy on Vesting/on Surrender/ on Discontinuance.

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(C) Guaranteed Additions

Regular Premium 291%
Single Premium 88%
6th Year-5%
6th Year-4%
10th Year-10%
10th Year-5%
11-15-4% Every Year
11-15-1.25% Every Year
16-20-5.50% Every Year
16-20-1.50% Every Year
21-25-7% Every Year
21-25-2% Every Year
26-30-8.75% Every Year
26-30-2.50% Every Year
31-35-10.75% Every Year
31-35-3% Every Year
36-40-13% Every Year
36-40-3.75% Every Year
41-42-15.50% Every Year
41-42-4.50% Every Year

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