आज का स्मार्ट निवेश, कल के सुरक्षित भविष्य के लिए.
एलआईसी के न्यू पेंशन प्लस के साथ अपनी पेंशन का प्लान बनाइए
Eligibility Conditions :
(i) Minimum Entry Age-25 years (Last Birthday)
(ii) Maximum Entry Age – 75 years (Last Birthday)
(iii) Minimum Vestige Age – 35 years (Last Birthday)
(iv) Maximum Vestige Age – 85 years (Last Birthday)
(v) Minimum Premium
| Mode/Premium Payment Frequency | Single Premium (Rs.) | Regular Premium (Rs.) |
|---|---|---|
| Yearly | 1,00,000 | 30,000 |
| Half Yearly | 16,000 | |
| Quarterly | 9,000 | |
| Monthly (NACH) | 3,000 |
(vi) Minimum/Maximum Basic Sum Assured: Not Applicable (Without Life Cover)
(vii) Maximum Premium: No Limit
(viii) Policy Deferment Period:
|
Premium Payment Term
|
Minimum (Years)
|
Maximum (Years)
|
|---|---|---|
|
Single/Regular Premium
|
10 | 42 |
(ix) Premium payment mode: Single, Yearly, Half-Yearly, Quarterly and NACH-Monthly
(x) Partial withdrawal available after 5 years
(xi) Premium Paying Term- Equal to Deferment Period
Benefits to Policyholders
(A) Risk Cover:
- On death of the Life Assured before the date of Vesting:
- Higher of the Unit Fund Value
- Utilization of the proceeds of the policy on death of the Life Assured:
- Withdraw the entire proceeds of the policy & Settlement option shall also be available
OR
Utilize the entire proceeds or part thereof for purchasing immediate or deferred annuity at the then prevailing annuity rates from the Corporation.
(B) Benefits payable on Vesting (i.e. at the end of Policy Term):
- On Survival of the Life Assured till the date of Vesting: An amount equal to Unit Fund Value shall be payable.
-
Annuitisation of the proceeds of the Policy on Vesting/on Surrender/ on Discontinuance.
(C) Guaranteed Additions
|
Regular Premium 291%
|
Single Premium 88%
|
|---|---|
|
6th Year-5%
|
6th Year-4%
|
|
10th Year-10%
|
10th Year-5%
|
|
11-15-4% Every Year
|
11-15-1.25% Every Year
|
|
16-20-5.50% Every Year
|
16-20-1.50% Every Year
|
|
21-25-7% Every Year
|
21-25-2% Every Year
|
|
26-30-8.75% Every Year
|
26-30-2.50% Every Year
|
|
31-35-10.75% Every Year
|
31-35-3% Every Year
|
|
36-40-13% Every Year
|
36-40-3.75% Every Year
|
|
41-42-15.50% Every Year
|
41-42-4.50% Every Year
|
