सीप

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• नियमानुसार गारन्टीड एडीशन
• बीमा कवरेज के साथ साथ व्यवस्थित निवेश के माध्यम से धन सृजन
• भुगतान विधि: वार्षिक / अर्द्धवार्षिक / त्रैमासिक और मासिक (NACH)
• मोर्टलिटी चार्जेज जोखिम के लिए केवल (SA Minus Fund Value)
• यदि फंड वैल्यू मूल बीमाघन से आधिक है, तो मृत्यु दर शुल्क नहीं काटा जायेगा।
• AB राइडर उपलब्ध सेटलमेंट ऑपशन उपलब्ध
• समनुदेशन (Assignment) / नामांकन (Nomination) सुविधायें उपलब्ध
• पुनः चलाने की अवधि: अवैतनिक प्रीमियम तीन वर्ष
• कोई टॉप-अप प्रीमियम की अनुमति नहीं है।
• एक पॉलिसी वर्ष में 4 बार स्विच ओवर मुफ्त (तत्पश्चात् 100 रू0 प्रति स्विच)
• लॉक-इन अवधि: 5 वर्ष, 5 वर्ष के बाद आंशिक निकासी की सुविधा

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शुल्क

1. फंड प्रबंधन : यूनिट फंड का 1.35 प्रति वर्ष

बंद पॉलिसी फंड का 0.50 प्रति वर्ष

2. मृत्यु दर शुल्क : जोखिम धन के अनुसार गणना

3. दुर्घटना हित लाम : रू 0.40 प्रति हजार बीमाधन

4. आंशिक निकासी :रु. 100/-5. प्रीमियम आवंटन

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Guaranteed Addition: % of Annual Premium 5/10/15/20/25 will be added to Unit Fund on Completing 6/10/15/20/25 Yrs.

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